Universal Car Credit Limited
08543244
Healthy
- Current liabilities exceed current assets (-10)
Details
Compliance
Accounts
Confirmation statement
Industry
Officers
director · Since 24/05/2013
DIRECTOR
BRITISH · ENGLAND · Age 61
Also on 11 other boards
director · Since 15/01/2021
DIRECTOR
BRITISH · UNITED KINGDOM · Age 29
Also on 2 other boards
secretary · Since 01/06/2025
Persons with Significant Control
Mr Gavin Courtenay Leach
British · England · Age 61
Berkshire Fiesta Centre Ltd, Bath Road, Reading, RG7 5HR
Notified 03/06/2016
Charges0 outstanding
SENECA CAPITAL LTD
CompanyRankvs 289+ SIC 64921 peers60
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 30/04/2025
Net Worth
£100
Balance sheet strength
Cash
£385k
Cash in the bank
Net Current Assets
£1.3M
Working capital
Current Assets
£1.6M
Current Liabilities
£321k
Debtors
£1.2M
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 5.01 | — |
| 2024 | 3.83 | -£39k |
| 2023 | 3.44 | +£105k |
| 2022 | 2.28 | +£7k |
| 2021 | 2.25 | +£362k |
| 2020 | 1.72 | +£396k |
| 2019 | 1.47 | — |
| 2018 | 1.24 | — |
Derived from filed accounts. Not audited figures.