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Westerham Financial Services Limited

08544526

active
Private Limited Company
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

MIDWAY HOUSE HERRICK WAY, CHELTENHAM, GL51 6TQ
Incorporated 24/05/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Ben Curry

director · Since 24/05/2013

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 45

Persons with Significant Control

Mr Ben Curry

75–100% shares

British · England · Age 45

Midway House, Herrick Way, Cheltenham, GL51 6TQ

Notified 06/04/2016

CompanyRankvs 1300+ SIC 66220 peers
71

Financial strength66th percentile among SIC peers · 17/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1× · 12/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£34k

Balance sheet strength

Cash

£4

Cash in the bank

Net Current Assets

£1k

Working capital

Current Assets

£457k

Current Liabilities

£455k

Fixed Assets

£3.2M

Debtors

£457k

10avg. employees-1

Balance Sheet

Intangible assets£3.1M
Bank loans & overdrafts£4k
Assets less current liabilities£3.2M
Signed by 08544526 2024-01-01 2024-12-31 08544526 2024-12-31 08544526 core:RetainedEarningsAccumulatedLosses 2024-12-31 08544526 cPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20241.00+£28k
20230.30-£68k
20220.40-£26k
20210.35

Derived from filed accounts. Not audited figures.