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Creative Auto-Enrolment Limited

08554978

active
Private Limited Company
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

250 BISHOPSGATE, LONDON, EC2M 4AA
Incorporated 04/06/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65300
65300

Officers

Mr Troy Adam Clutterbuck

director · Since 13/04/2022

DIRECTOR

BRITISH,AUSTRALIAN · ENGLAND · Age 51

Also on 11 other boards

Matthew Cumbers

director · Since 07/08/2023

DIRECTOR

BRITISH · ENGLAND · Age 36

Also on 4 other boards

Mr Stephen Richard Allan

director · Since 30/04/2026

BRITISH · UNITED KINGDOM · Age 54

Also on 6 other boards

Ms Katharine Boysen

director · Since 30/04/2026

BRITISH · UNITED KINGDOM · Age 53

Also on 29 other boards

Mrs Charlotte Mary Hodges

director · Since 30/04/2026

BRITISH · UNITED KINGDOM · Age 55

Also on 8 other boards

Persons with Significant Control

Creative Benefit Solutions Limited

75–100% shares
75–100% votes
Appoint directors

250, Bishopsgate, London, EC2M 4AA

Reg: 6293305 · England & Wales · Private Limited Company

Notified 06/04/2017

Former PSCs

Creative Benefit Solutions Limited

Ceased 14/06/2017

Charges1 outstanding

Charge
satisfied

ASHGROVE CAPITAL MANAGEMENT LTD. AS SECURITY AGENT FOR THE BENEFICIARIES

Created 16/11/2022Registered 18/11/2022Satisfied 08/06/2023
Charge
satisfied

ASHGROVE CAPITAL MANAGEMENT LTD. (AS SECURITY AGENT AND TRUSTEE FOR THE BENEFICIARIES)

Created 20/04/2022Registered 22/04/2022Satisfied 08/06/2023
Charge
outstanding

PAN GOVERNANCE LLP AS TRUSTEE OF THE CREATIVE PENSION TRUST, ROGER MATTINGLY AS TRUSTEE OF THE

Created 18/03/2019Registered 25/03/2019

CompanyRankvs 3460+ SIC 65300 peers
41

Financial strength46th percentile among SIC peers · 12/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.58× · 6/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

or the directors have not disclosed in the financial statements any identified material uncertainties that may cast significant doubt about the company’s ability to continue to adopt the going concern basis of accounting for a period of at least twelve months from the date when the financial statements are authorised for issue. Other information The other information comprises

Key FinancialsYear ending 30/11/2021

Turnover

£7.6M

Annual revenue

Net Worth

£200

Balance sheet strength

Cash

£545k

Cash in the bank

Profit Before Tax

£2.0M

Bottom line earnings

Net Current Assets

-£1.2M

Working capital

Current Assets

£1.7M

Current Liabilities

£2.9M

Debtors

£1.1M

Cost of Sales

£2.0M

Gross Profit

£5.6M

Admin Expenses

£3.6M

Operating Profit

£2.0M

Profit After Tax

£2.2M

41avg. employees+1

People Costs

Wages & salaries£1.6M
NI contributions£125k
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
20210.58
20200.27
20190.24

Derived from filed accounts. Not audited figures.