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Erb Commercial Risks Limited

08752804

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

80 COLEMAN STREET, LONDON, EC2R 5BJ
Incorporated 29/10/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Lee Banks

director · Since 29/10/2013

INSURANCE BROKER

BRITISH · UNITED KINGDOM · Age 47

Also on 1 other board

Mrs Kathryn Paula Banks

director · Since 27/10/2022

DIRECTOR

BRITISH · UNITED KINGDOM · Age 43

Also on 1 other board

Persons with Significant Control

Mr Lee Edward Banks

25–50% shares
25–50% votes

British · United Kingdom · Age 47

80, Coleman Street, London, EC2R 5BJ

Notified 28/10/2016

Mrs Kathryn Paula Banks

25–50% shares
25–50% votes

British · United Kingdom · Age 43

80, Coleman Street, London, EC2R 5BJ

Notified 27/10/2022

CompanyRankvs 1137+ SIC 66220 peers
78

Financial strength82th percentile among SIC peers · 21/25
Employees88th percentile among SIC peers · 13/15
LiquidityCurrent ratio 1.75× · 16/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
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1137Erb Commercial Risks Limited
73
How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£147k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£126k

Working capital

Current Assets

£295k

Current Liabilities

£169k

Fixed Assets

£53k

7avg. employees

Balance Sheet

Assets less current liabilities£179k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20251.75+£26k
20241.80+£77k
20231.08—

Derived from filed accounts. Not audited figures.