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Opus Underwriting Limited

08960444

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Negative net worth (-10)

Details

CASTLE COURT, REIGATE, RH2 9RJ
Incorporated 26/03/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Richard John Tee

director · Since 26/03/2014

INSURANCE SERVICES - CHIEF EXECUTIVE

BRITISH · GUERNSEY · Age 65

Also on 17 other boards

Mr David Raymond Jewell

director · Since 18/09/2014

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 80

Also on 7 other boards

Mr Samuel Bobo

director · Since 04/11/2014

DIRECTOR

ZIMBABWEAN · ENGLAND · Age 61

Also on 6 other boards

Avantis Services Limited

secretary · Since 17/02/2020

Also on 9 other boards

Persons with Significant Control

Mr Richard John Tee

50–75% shares
50–75% votes

British · Guernsey · Age 65

Castle Court, 41 London Road, Reigate, RH2 9RJ

Notified 24/01/2020

Former PSCs

Heritage Group Holdings Limited

Ceased 01/04/2018

CompanyRankvs 50810+ SIC 66220 peers
37

Financial strength0th percentile among SIC peers · 0/25
Employees54th percentile among SIC peers · 8/15
LiquidityCurrent ratio 0.08× · 2/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

-£1.6M

Balance sheet strength

Cash

£7k

Cash in the bank

Net Current Assets

-£1.2M

Working capital

Current Assets

£100k

Current Liabilities

£1.3M

Fixed Assets

£3k

Debtors

£93k

2avg. employees

Balance Sheet

Assets less current liabilities-£1.2M
Prepared with PTP Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.08-£163k
20230.11

Derived from filed accounts. Not audited figures.