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James Financial And Investments Limited

08987636

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

4 HAZEL COURT MIDLAND WAY, CHESTERFIELD, S43 4FD
Incorporated 09/04/2014

Compliance

Last accounts

29/03/2025

total exemption full

Next accounts due

29/12/2026

On track

Confirmation statement

Last: 09/04/2026

Due 23/04/2027

On track

Industry

64921
64921
64929
64929

Officers

Mr Jonathan Martin James

director · Since 09/04/2014

DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 17 other boards

Mrs Rebecca Jane James

director · Since 09/04/2014

DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 13 other boards

Persons with Significant Control

James And Graven Limited

75–100% shares

4, Midland Way, Chesterfield, S43 4FD

Reg: 03717546 · Register Of Companies · Private Limited Company

Notified 06/04/2016

Charges0 outstanding

Charge
satisfied

LLOYDS BANK PLC

Created 25/04/2023Registered 28/04/2023Satisfied 03/05/2023
Charge
satisfied

LLOYDS BANK PLC

Created 09/05/2022Registered 09/05/2022Satisfied 06/03/2026
Charge
satisfied

LLOYDS BANK PLC

Created 19/03/2015Registered 27/03/2015Satisfied 06/03/2026

CompanyRankvs 119+ SIC 64921 peers
74

Financial strength93th percentile among SIC peers · 23/25
Employees25th percentile among SIC peers · 4/15
LiquidityCurrent ratio 26.42× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 29/03/2025

Net Worth

£6.3M

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£7.7M

Working capital

Current Assets

£8.0M

Current Liabilities

£304k

Debtors

£6.2M

0avg. employees-2

Tax at Year End(2022)

Corp tax£30k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
202526.42-£1.2M
202421.52+£54k
2023205.41+£1.1M
2022218.89+£0
2021217.27

Derived from filed accounts. Not audited figures.