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Fair Credit Charity Ltd

08991099

active
private limited guarant nsc
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)

Details

Unit 8 Elm Court Meriden Business Park, Copse Drive, Coventry, CV5 9RG
Incorporated 10/04/2014

Previously known as

Fair For You Ltd · until 13/04/2022

Compliance

Last accounts

31/12/2024

group

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 03/01/2026

Due 17/01/2027

On track

Industry

85590
Other education
88990
Other social work activities without accommodation

Officers

Mr Christopher Stephen Bennett

secretary · Since 08/10/2015

Ms Jill Bonehill

director · Since 01/01/2021

TRUSTEE

BRITISH · ENGLAND · Age 63

Mr Simon Dukes

director · Since 01/10/2021

CEO

BRITISH · ENGLAND · Age 61

Also on 1 other board

Mr Jonathan David Moore

director · Since 09/11/2022

CHIEF EXECUTIVE

BRITISH · ENGLAND · Age 56

Also on 3 other boards

Joanne Fleming

director · Since 21/11/2022

HEAD OF DIVISION, STRATEGY & CHANGE

IRISH · ENGLAND · Age 44

Ms Susan Tangier Lewis

director · Since 18/09/2025

DIRECTOR

BRITISH · ENGLAND · Age 73

Also on 4 other boards

Christopher Stephen Bennett

secretary · Since 08/10/2015

Jill Bonehill

director · Since 01/01/2021

British · England · Age 63

Simon Dukes

director · Since 01/10/2021

British · England · Age 61

Jonathan David Moore

director · Since 09/11/2022

British · England · Age 56

Joanne Fleming

director · Since 21/11/2022

Irish · England · Age 44

Susan Tangier Lewis

director · Since 18/09/2025

British · England · Age 73

Former

Ian Clough

director · Resigned 20/08/2014

Damon Peter Gibbons

director · Resigned 20/08/2014

Angela Kim Clements

director · Resigned 10/05/2015

Wilhelmus Johannes Maria Schouten

director · Resigned 18/08/2015

Adrian Neil Oldman

director · Resigned 27/10/2015

Kathryn Theresa Morgan

director · Resigned 13/09/2016

Thomas Nicholas Lodge

director · Resigned 13/09/2016

Alison Elizabeth Mary Taylor

director · Resigned 19/09/2017

Howard Taylor

director · Resigned 05/11/2017

Lucy Woodruff Caldicott

director · Resigned 10/01/2018

Brian Hall

director · Resigned 23/05/2018

Jacquelyn Ann Porritt

director · Resigned 18/05/2020

Uma Cresswell

director · Resigned 01/02/2021

Anthony Claytor

director · Resigned 04/07/2022

Alan Dodds

director · Resigned 30/09/2024

Robbie Maverick

director · Resigned 21/08/2025

Lindsay Vyvyan Melvin

director · Resigned 30/09/2025

Tom Levitt

director · Resigned 30/09/2025

Harold Talbot-Tomlinson

director · Resigned 30/06/2026

Mr Harold Talbot-Tomlinson

director · Resigned 30/06/2026

PSC Statements

no individual or entity with signficant control· 03/01/2017

Change History

officer appointedBENNETT, Christopher Stephen
2026-09-09
officer appointedBONEHILL, Jill
2026-09-09
officer appointedDUKES, Simon
2026-09-09
officer appointedFLEMING, Joanne
2026-09-09
officer appointedLEWIS, Susan Tangier
2026-09-09
officer appointedMOORE, Jonathan David
2026-09-09
statusactive
2026-09-09

Active

typeprivate-limited-guarant-nsc
2026-09-09

PRI/LTD BY GUAR/NSC (Private, limited by guarantee, no share capital)

address line1Unit 8 Elm Court Meriden Business Park
2026-09-09

UNIT 8 ELM COURT MERIDEN BUSINESS PARK

post townCoventry
2026-09-09

COVENTRY

CompanyRankvs 6216+ SIC 85590 peers
58

Financial strength76th percentile among SIC peers · 19/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 2.31× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
Show leaderboard
How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's or the parent charitable company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the Trustees with respect to going co

Key FinancialsYear ending 31/12/2023

Net Worth

£13k

Balance sheet strength

Cash

£15k

Cash in the bank

Net Current Assets

£13k

Working capital

Current Assets

£23k

Current Liabilities

£10k

Debtors

£8k

0avg. employees
Prepared with Caseware UK (AP4) 2023.0.135

EstimatesDerived

YearCurrent Ratio
20232.31

Derived from filed accounts. Not audited figures.

Filing History79 filings

Director resigned

termination director company with name termination date

02/07/20261 page · PDF
Confirmation statement

confirmation statement with no updates

09/01/20263 pages · PDF
Director resigned

termination director company with name termination date

06/10/20251 page · PDF
Director resigned

termination director company with name termination date

06/10/20251 page · PDF
Director appointed

appoint person director company with name date

22/09/20252 pages · PDF
Director resigned

termination director company with name termination date

01/09/20251 page · PDF
Accounts filed

accounts with accounts type group

14/08/202539 pages · PDF
Confirmation statement

confirmation statement with no updates

03/01/20253 pages · PDF
Director resigned

termination director company with name termination date

01/10/20241 page · PDF
Accounts filed

accounts with accounts type full

27/09/202434 pages · PDF
Director appointed

appoint person director company with name date

09/05/20242 pages · PDF
Accounts filed

accounts with accounts type group

10/01/202431 pages · PDF
Confirmation statement

confirmation statement with no updates

03/01/20243 pages · PDF
Confirmation statement

confirmation statement with no updates

03/01/20233 pages · PDF
Director appointed

appoint person director company with name date

30/11/20222 pages · PDF
Director appointed

appoint person director company with name date

29/11/20222 pages · PDF
Director appointed

appoint person director company with name date

29/11/20222 pages · PDF
Accounts filed

accounts with accounts type total exemption full

28/09/202233 pages · PDF
Director resigned

termination director company with name termination date

05/07/20221 page · PDF
CERTNM

certificate change of name company

13/04/20222 pages · PDF
CONNOT

change of name notice

13/04/20222 pages · PDF
Confirmation statement

confirmation statement with no updates

05/01/20223 pages · PDF
Accounts filed

accounts with accounts type total exemption full

08/10/202135 pages · PDF
Director appointed

appoint person director company with name date

04/10/20212 pages · PDF
MA

memorandum articles

24/07/202124 pages · PDF
RESOLUTIONS

resolution

24/07/20211 page · PDF
Director resigned

termination director company with name termination date

09/07/20211 page · PDF
Director appointed

appoint person director company with name date

07/07/20212 pages · PDF
CH03

change person secretary company with change date

21/01/20211 page · PDF
Director details changed

change person director company with change date

18/01/20212 pages · PDF
Director details changed

change person director company with change date

18/01/20212 pages · PDF
Director appointed

appoint person director company with name date

13/01/20212 pages · PDF
Confirmation statement

confirmation statement with no updates

12/01/20213 pages · PDF
Accounts filed

accounts with accounts type full

30/09/202035 pages · PDF
Director resigned

termination director company with name termination date

09/06/20201 page · PDF
Confirmation statement

confirmation statement with no updates

09/01/20203 pages · PDF
Accounts filed

accounts with accounts type group

26/09/201929 pages · PDF
Director appointed

appoint person director company with name date

20/08/20192 pages · PDF
Confirmation statement

confirmation statement with no updates

03/01/20193 pages · PDF
Address changed

change registered office address company with date old address new address

27/09/20181 page · PDF
Accounts filed

accounts with accounts type full

13/07/201824 pages · PDF
Director resigned

termination director company with name termination date

29/05/20181 page · PDF
Director resigned

termination director company with name termination date

12/01/20181 page · PDF
Confirmation statement

confirmation statement with updates

03/01/20183 pages · PDF
Director resigned

termination director company with name termination date

07/11/20171 page · PDF
Director resigned

termination director company with name termination date

28/09/20171 page · PDF
Accounts filed

accounts with accounts type full

04/07/201721 pages · PDF
Address changed

change registered office address company with date old address new address

03/04/20171 page · PDF
Confirmation statement

confirmation statement with updates

03/01/20174 pages · PDF
Director resigned

termination director company with name termination date

13/09/20161 page · PDF
Director resigned

termination director company with name termination date

13/09/20161 page · PDF
Accounts date changed

change account reference date company current extended

16/06/20161 page · PDF
Annual return

annual return company with made up date no member list

11/04/201612 pages · PDF
Director resigned

termination director company with name termination date

27/10/20151 page · PDF
Director appointed

appoint person director company with name date

19/10/20152 pages · PDF
Director appointed

appoint person director company with name date

09/10/20152 pages · PDF
Director details changed

change person director company with change date

09/10/20152 pages · PDF
Director appointed

appoint person director company with name date

09/10/20152 pages · PDF
Director appointed

appoint person director company with name date

09/10/20152 pages · PDF
Director appointed

appoint person director company with name date

09/10/20152 pages · PDF
Director appointed

appoint person director company with name date

09/10/20152 pages · PDF
Director appointed

appoint person director company with name date

08/10/20152 pages · PDF
Director appointed

appoint person director company with name date

08/10/20152 pages · PDF
Address changed

change registered office address company with date old address new address

08/10/20151 page · PDF
AP03

appoint person secretary company with name date

08/10/20152 pages · PDF
Accounts filed

accounts with accounts type total exemption full

02/09/201515 pages · PDF
Director resigned

termination director company with name termination date

18/08/20151 page · PDF
Accounts date changed

change account reference date company previous extended

27/07/20151 page · PDF
Director resigned

termination director company with name termination date

27/07/20151 page · PDF
Director appointed

appoint person director company with name date

06/05/20152 pages · PDF
Annual return

annual return company with made up date no member list

05/05/20155 pages · PDF
CC04

statement of companys objects

21/04/20152 pages · PDF
RESOLUTIONS

resolution

21/04/201525 pages · PDF
Director appointed

appoint person director company with name date

01/09/20142 pages · PDF
Director appointed

appoint person director company with name date

01/09/20142 pages · PDF
Director resigned

termination director company with name termination date

21/08/20141 page · PDF
Director resigned

termination director company with name termination date

21/08/20141 page · PDF
Director appointed

appoint person director company with name

24/06/20142 pages · PDF
Incorporated

incorporation company

10/04/20148 pages · PDF