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Bespoke Financial (Newcastle) Limited

09065271

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

DPC, STOKE-ON-TRENT, ST4 6SR
Incorporated 02/06/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Terence Edward Blackburn

director · Since 02/06/2014

DIRECTOR

BRITISH · WALES · Age 37

Also on 11 other boards

Persons with Significant Control

Blackburn Holdings Ltd

75–100% shares
75–100% votes
Appoint directors

C/O Dpc, Stone House, 55 Stone Road Business Park, Stoke-On-Trent, ST4 6SR

Reg: 13974182 · Registrar Of Companies, England And Wales · Private Company Limited By Shares

Notified 14/11/2022

Former PSCs

Mr Terence Edward Blackburn

Ceased 14/11/2022

Charges1 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 05/06/2020Registered 10/06/2020

CompanyRankvs 2138+ SIC 66220 peers
53

Financial strength76th percentile among SIC peers · 19/25
Employees30th percentile among SIC peers · 5/15
LiquidityCurrent ratio 1.13× · 12/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/03/2025

Net Worth

£78k

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

£69k

Working capital

Current Assets

£592k

Current Liabilities

£523k

Fixed Assets

£13k

Debtors

£588k

1avg. employees-6

Tax at Year End(2020)

Corp tax£22k

Balance Sheet

Assets less current liabilities£82k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.13+£30k
20241.12-£22k
20231.27+£61k
20221.16-£78k
20201.39+£25k
20191.41

Derived from filed accounts. Not audited figures.