Back to search

Bespoke Financial Yorkshire Ltd

09101021

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

RIPLINGHAM HOUSE, RIPLINGHAM, HU20 3XT
Incorporated 24/06/2014

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 24/06/2026

Due 08/07/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Oliver Matthew Lodge

director · Since 24/06/2014

MANAGER

ENGLISH · ENGLAND · Age 40

Also on 1 other board

Mrs Rachael Amy Lodge

director · Since 11/08/2015

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 37

Also on 1 other board

Mrs Julie Lodge

director · Since 20/10/2016

ADMINISTRATOR

BRITISH · UNITED KINGDOM · Age 67

Also on 1 other board

Persons with Significant Control

Bespoke Financial Yorkshire Holdings Ltd

75–100% shares

G06 The Bloc 38, Springfield Way, Hull, HU10 6RJ

Notified 05/05/2021

Former PSCs

Mr Oliver Matthew Lodge

Ceased 05/05/2021

Mrs Rachael Amy Lodge

Ceased 05/05/2021

Ms Julie Lodge

Ceased 05/05/2021

CompanyRankvs 226+ SIC 66220 peers
85

Financial strength97th percentile among SIC peers · 24/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 6.3× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
1British Insurance Brokers' Association
90
2Devitt Insurance Services Limited
90
3Claims Settlement Agencies Limited
90
4Arag Plc
90
5Ifm Insurance Brokers Ltd
90
6Mark Bates Limited
90
7Pulse Insurance Limited
90
8Club Insure Limited
90
9Gauntlet Risk Management Limited
90
10Kd Wright Financial Services Limited
90
226Bespoke Financial Yorkshire Ltd
85
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£1.3M

Balance sheet strength

Cash

£73k

Cash in the bank

Net Current Assets

£1.3M

Working capital

Current Assets

£1.6M

Current Liabilities

£250k

Fixed Assets

£7k

Debtors

£1.5M

8avg. employees

Tax at Year End

Corp tax£33k

Director Loans

Company owes directors£21k
Directors owe company£50k

Balance Sheet

Assets less current liabilities£1.3M
Signed by Mr Oliver Lodge 09/09/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20266.30+£80k
202513.66+£227k
20248.89+£273k
20239.33—

Derived from filed accounts. Not audited figures.