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Bespoke Financial Yorkshire Ltd

09101021

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

RIPLINGHAM HOUSE, RIPLINGHAM, HU20 3XT
Incorporated 24/06/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Oliver Matthew Lodge

director · Since 24/06/2014

MANAGER

ENGLISH · ENGLAND · Age 40

Also on 1 other board

Mrs Rachael Amy Lodge

director · Since 11/08/2015

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 37

Also on 1 other board

Mrs Julie Lodge

director · Since 20/10/2016

ADMINISTRATOR

BRITISH · UNITED KINGDOM · Age 67

Also on 1 other board

Persons with Significant Control

Bespoke Financial Yorkshire Holdings Ltd

75–100% shares

G06 The Bloc 38, Springfield Way, Hull, HU10 6RJ

Notified 05/05/2021

Former PSCs

Mr Oliver Matthew Lodge

Ceased 05/05/2021

Mrs Rachael Amy Lodge

Ceased 05/05/2021

Ms Julie Lodge

Ceased 05/05/2021

CompanyRankvs 217+ SIC 66220 peers
85

Financial strength96th percentile among SIC peers · 24/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 13.66× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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217Bespoke Financial Yorkshire Ltd
85
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1.3M

Balance sheet strength

Cash

£172k

Cash in the bank

Net Current Assets

£1.2M

Working capital

Current Assets

£1.3M

Current Liabilities

£97k

Fixed Assets

£22k

Debtors

£1.2M

8avg. employees+8

Tax at Year End

Corp tax£40k

Director Loans

Company owes directors£21k
Directors owe company£19k

Balance Sheet

Assets less current liabilities£1.3M
Signed by Mr Oliver Lodge 11/06/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202513.66+£227k
20248.89+£273k
20239.33+£239k
20225.53+£113k
20216.31—

Derived from filed accounts. Not audited figures.