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Stowmarket Mortgage Centre Limited

09215301

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

4 Bury Street, Stowmarket, IP14 1HH
Incorporated 12/09/2014

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 12/09/2025

Due 26/09/2026

On track

Industry

64922
64922

Officers

Philip David Scott

director · Since 12/09/2014

British · United Kingdom · Age 57

Carl James Shave

director · Since 12/09/2014

British · England · Age 55

Persons with Significant Control

Mr Philip David Scott

25–50% shares
25–50% votes

British · England · Age 57

4, Bury Street, Stowmarket, IP14 1HH

Notified 06/04/2016

Mr Carl James Shave

50–75% shares
50–75% votes
Appoint directors
right-to-appoint-and-remove-directors-as-firm
Significant control
significant-influence-or-control-as-firm

British · England · Age 55

4, Bury Street, Stowmarket, IP14 1HH

Notified 06/04/2016

Change History

officer appointedSCOTT, Philip David
2026-06-10
officer appointedSHAVE, Carl James
2026-06-10
statusactive
2026-06-10

Active

typeltd
2026-06-10

Private Limited Company

address line14 Bury Street
2026-06-10

4 BURY STREET

post townStowmarket
2026-06-10

STOWMARKET

CompanyRankvs 615+ SIC 64922 peers
70

Financial strength84th percentile among SIC peers · 21/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 8.18× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£46k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£68k

Working capital

Current Assets

£78k

Current Liabilities

£9k

Fixed Assets

£1k

0avg. employees-4

Tax at Year End(2021)

Corp tax£0

Balance Sheet

Assets less current liabilities£69k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20258.18+£7k
20246.73+£12k
20234.84+£10k
20221.68+£4k
20213.93-£5k
20202.50+£2k
20191.41

Derived from filed accounts. Not audited figures.