The Mortgage Lender Limited

09280057

active

Private Limited Company

england wales

Companies House

Health Score

85 / 100

Healthy

25/30

Filing

20/30

Financial

40/40

Risk

No accounts filed in last 18 months (-5)
Current liabilities exceed current assets (-10)

Details

LUTEA HOUSE THE DRIVE, WARLEY HILL BUSINESS PARK, BRENTWOOD, CM13 3BE

Incorporated 24/10/2014

Compliance

Last accounts

31/12/2024

audit exemption subsidiary

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 23/10/2025

Due 06/11/2026

On track

Industry

64922

Officers

Neil Edward Rudge

director · Since 23/03/2026

British

Miguel Sard

director · Since 03/02/2025

Spanish

Former

David Allan Newman

secretary · Resigned 31/05/2024

Peter Charles Beaumont

director · Resigned 11/03/2024

Alexander Charles Cameron

director · Resigned 10/07/2017

John Patrick Eastgate

director · Resigned 08/11/2021

Stephen David Griffiths

director · Resigned 03/02/2025

Neil Anthony Joseph Hornsby

director · Resigned 03/02/2025

Jerome Pierre Losson

director · Resigned 27/08/2024

Hugh Meechan

director · Resigned 23/03/2026

Dylan Minto

director · Resigned 09/04/2020

David Allan Newman

director · Resigned 31/05/2024

Stephen James Pateman

director · Resigned 07/01/2019

Trevor John Pothecary

director · Resigned 11/12/2024

Matthew James Gary Potter

director · Resigned 11/07/2022

Keith Leslie Street

director · Resigned 31/12/2021

Peter Robert Thomson

director · Resigned 16/05/2018

Ian Douglas Wilson

director · Resigned 27/02/2021

CompanyRankvs 100+ SIC 64922 peers
87

Financial strength100th percentile among SIC peers · 25/25

Employees100th percentile among SIC peers · 15/15

LiquidityCurrent ratio 3.25× · 20/20

Longevity12 years trading (max 15) · 12/15

Filing complianceAll filings up to date · 15/15

Show leaderboard

1Maxcroft Securities Limited

2Maher Brownsword Limited

3Cmme Mortgages And Protection Limited

4Mwa Financial Advice Ltd

5Threshold Financial Services Limited

6West One Loan Limited

7Visionary Finance Limited

8Mortgage Required Limited

9Find A Mortgage Online Ltd

10The Mortgage Lender Limited

How is this score calculated?

Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2023

Turnover

£48.9M

Annual revenue

Net Worth

£15.3M

Balance sheet strength

Cash

£1.7M

Cash in the bank

Profit Before Tax

£15.8M

Bottom line earnings

Net Current Assets

£14.1M

Working capital

Current Assets

£20.3M

Current Liabilities

£6.3M

Fixed Assets

£1.3M

Debtors

£18.6M

Cost of Sales

£10.4M

Gross Profit

£38.5M

Admin Expenses

£22.9M

Operating Profit

£15.6M

231avg. employees

Balance Sheet

Intangible assets£950k

Assets less current liabilities£15.4M

Prepared with Companies House

EstimatesDerived

Year	Current Ratio
2023	3.25

Derived from filed accounts. Not audited figures.