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Clever Financial Services Ltd

09313578

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

NO. 1, HARROW, HA3 0AH
Incorporated 17/11/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64922
64922

Officers

Mr Bhavik Goradia

director · Since 17/11/2014

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 46

Also on 2 other boards

Persons with Significant Control

Mr Bhavik Goradia

75–100% shares

British · England · Age 46

No. 1, 87 Kenton Road, Harrow, HA3 0AH

Notified 17/11/2016

Former PSCs

Mr Bhavik Goradia

Ceased 17/11/2018

CompanyRankvs 1026+ SIC 64922 peers
63

Financial strength90th percentile among SIC peers · 23/25
Employees85th percentile among SIC peers · 13/15
LiquidityNo balance sheet data · 0/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£105k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

Working capital

Current Assets

Current Liabilities

Fixed Assets

£17k

3avg. employees+1
Signed by Bhavik Goradia

EstimatesDerived

YearCurrent RatioImplied Profit
2024-£15k
20233.54+£117
2022-£2k
2021+£5k
2020+£48k
2019+£2k

Derived from filed accounts. Not audited figures.