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Garvey & Young Ltd

09335939

active
Private Limited Company
england wales
Companies House
1 outstanding charge
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

58 OLD CROFTS BANK, MANCHESTER, M41 7AB
Incorporated 02/12/2014

Compliance

Last accounts

31/12/2024

micro entity

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 06/01/2026

Due 20/01/2027

On track

Industry

96030
Funeral and related activities

Officers

Mr John David Gutteridge

secretary · Since 02/12/2014

Mr Allan James Stockley

director · Since 02/12/2014

FUNERAL DIRECTOR

BRITISH · ENGLAND · Age 58

Persons with Significant Control

Mr Allan James Stockley

25–50% shares

British · England · Age 58

3, Birchfield Street, St. Helens, WA9 5QA

Notified 06/04/2016

Former PSCs

Mr Darren John Anders

Ceased 23/12/2025

Charges1 outstanding

A registered charge
outstanding

Bizcap Limited

Assignment by way of security over all book debts including all debts, sums or other monetary claims now due or from time to time being due to the company from any person, including any sum held by third parties or intermediaries.

Created 25/02/2026Registered 27/02/2026

CompanyRankvs 1078+ SIC 96030 peers
47

Financial strength65th percentile among SIC peers · 16/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.3× · 2/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£73k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£63k

Working capital

Current Assets

£28k

Current Liabilities

£94k

Fixed Assets

£193k

8avg. employees+2

Balance Sheet

Assets less current liabilities£130k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20240.30+£29k
20230.45—

Derived from filed accounts. Not audited figures.