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Garvey & Young Ltd

09335939

active
Private Limited Company
england wales
Companies House
1 outstanding charge
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

58 OLD CROFTS BANK, MANCHESTER, M41 7AB
Incorporated 02/12/2014

Compliance

Last accounts

31/12/2024

micro entity

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 06/01/2026

Due 20/01/2027

On track

Industry

96030
Funeral and related activities

Officers

Mr John David Gutteridge

secretary · Since 02/12/2014

Mr Allan James Stockley

director · Since 02/12/2014

FUNERAL DIRECTOR

BRITISH · ENGLAND · Age 58

Persons with Significant Control

Mr Allan James Stockley

25–50% shares

British · England · Age 58

3, Birchfield Street, St. Helens, WA9 5QA

Notified 06/04/2016

Former PSCs

Mr Darren John Anders

Ceased 23/12/2025

Charges1 outstanding

Charge
outstanding

BIZCAP LIMITED

Created 25/02/2026Registered 27/02/2026

CompanyRankvs 1105+ SIC 96030 peers
47

Financial strength65th percentile among SIC peers · 16/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.3× · 2/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£73k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£63k

Working capital

Current Assets

£28k

Current Liabilities

£94k

Fixed Assets

£193k

8avg. employees+2

Balance Sheet

Assets less current liabilities£130k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20240.30+£29k
20230.45-£50k
20220.72-£13k
20213.32+£39k
20205.89+£1k
20197.96+£1k
20184.48—

Derived from filed accounts. Not audited figures.