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Essential Finance Group (Uk) Limited

09357808

active
ltd
england wales
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

1st Floor Cloister House Riverside, New Bailey Street, Manchester, M3 5FS
Incorporated 17/12/2014

Compliance

Last accounts

30/04/2025

total exemption full

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 20/11/2025

Due 04/12/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Jonathan Christopher Bentley

director · Since 17/12/2014

DIRECTOR

BRITISH · UNITED KINGDOM

Also on 7 other boards

Emma Louise Francis Robinson

secretary · Since 22/01/2026

Jonathan Christopher Bentley

director · Since 17/12/2014

British · United Kingdom

Emma Louise Francis Robinson

secretary · Since 22/01/2026

Former

Robert Charles White

director · Resigned 22/01/2026

Persons with Significant Control

Peronico Limited

ownership-of-shares-75-to-100-percent-as-trust
voting-rights-75-to-100-percent-as-trust

Reg: 13063778 · England And Wales · Private Company Limited By Guarantee

Notified 26/02/2021

Former PSCs

Mr Jonathan Christopher Bentley

Ceased 26/02/2021

Mr Robert Charles White

Ceased 26/02/2021

Change History

officer appointed → ROBINSON, Emma Louise Francis
2026-10-12
officer appointed → BENTLEY, Jonathan Christopher
2026-10-12
status → active
2026-10-12

Active

type → ltd
2026-10-12

Private Limited Company

address line1 → 1st Floor Cloister House Riverside
2026-10-12

1ST FLOOR CLOISTER HOUSE RIVERSIDE

post town → Manchester
2026-10-12

MANCHESTER

CompanyRankvs 2016+ SIC 66220 peers
65

Financial strength84th percentile among SIC peers · 21/25
Employees30th percentile among SIC peers · 5/15
LiquidityCurrent ratio 1.16× · 12/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£174k

Balance sheet strength

Cash

£85k

Cash in the bank

Net Current Assets

£132k

Working capital

Current Assets

£976k

Current Liabilities

£843k

Fixed Assets

£44k

Debtors

£891k

1avg. employees-65

Tax at Year End

Corp tax£448k

Balance Sheet

Assets less current liabilities£176k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.16-£3k
20241.17-£559k
20232.09—

Derived from filed accounts. Not audited figures.

Filing History41 filings

Director resigned

termination director company with name termination date

22/01/20261 page · PDF
AP03

appoint person secretary company with name date

22/01/20262 pages · PDF
Accounts filed

accounts with accounts type total exemption full

12/01/202610 pages · PDF
Confirmation statement

confirmation statement with no updates

03/12/20253 pages · PDF
Accounts filed

accounts with accounts type total exemption full

13/01/202510 pages · PDF
Confirmation statement

confirmation statement with no updates

20/11/20243 pages · PDF
Accounts filed

accounts with accounts type total exemption full

15/01/202411 pages · PDF
Confirmation statement

confirmation statement with no updates

05/12/20233 pages · PDF
Accounts filed

accounts with accounts type total exemption full

18/01/202311 pages · PDF
Confirmation statement

confirmation statement with no updates

30/12/20223 pages · PDF
Accounts filed

accounts with accounts type total exemption full

24/01/202211 pages · PDF
Confirmation statement

confirmation statement with updates

04/01/20225 pages · PDF
RESOLUTIONS

resolution

19/07/20212 pages · PDF
MA

memorandum articles

19/07/202139 pages · PDF
MA

memorandum articles

02/05/202136 pages · PDF
RESOLUTIONS

resolution

02/05/20212 pages · PDF
MA

memorandum articles

19/03/202138 pages · PDF
RESOLUTIONS

resolution

19/03/20212 pages · PDF
SH02

capital alter shares subdivision

19/03/20214 pages · PDF
PSC07

cessation of a person with significant control

16/03/20211 page · PDF
PSC07

cessation of a person with significant control

16/03/20211 page · PDF
PSC02

notification of a person with significant control

16/03/20212 pages · PDF
Accounts filed

accounts with accounts type total exemption full

22/01/202111 pages · PDF
Confirmation statement

confirmation statement with no updates

21/12/20203 pages · PDF
Confirmation statement

confirmation statement with no updates

31/12/20193 pages · PDF
Accounts filed

accounts with accounts type total exemption full

07/08/201911 pages · PDF
Address changed

change registered office address company with date old address new address

18/03/20191 page · PDF
Confirmation statement

confirmation statement with no updates

15/01/20193 pages · PDF
Accounts filed

accounts with accounts type total exemption full

04/09/201810 pages · PDF
Confirmation statement

confirmation statement with no updates

19/01/20183 pages · PDF
Accounts filed

accounts with accounts type total exemption full

26/09/201712 pages · PDF
Confirmation statement

confirmation statement with updates

05/01/20176 pages · PDF
Accounts filed

accounts with accounts type total exemption full

12/09/201614 pages · PDF
Address changed

change registered office address company with date old address new address

14/04/20161 page · PDF
Accounts date changed

change account reference date company current extended

14/04/20161 page · PDF
Annual return

annual return company with made up date full list shareholders

11/02/20163 pages · PDF
Director details changed

change person director company with change date

26/05/20152 pages · PDF
Address changed

change registered office address company with date old address new address

09/03/20151 page · PDF
Shares allotted

capital allotment shares

05/03/20153 pages · PDF
Director appointed

appoint person director company with name date

09/02/20152 pages · PDF
Incorporated

incorporation company

17/12/201443 pages · PDF