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One Business Cover Limited

09373879

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

The Exchange, Bank Street, Bury, BL9 0DN
Incorporated 05/01/2015

Previously known as

Cover 4 You Limited · until 02/10/2022
Insure Me 4 Less Limited · until 16/05/2018

Compliance

Last accounts

31/05/2025

total exemption full

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 09/06/2026

Due 23/06/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Miss Joanna Bernadette Mcalpine

director · Since 05/01/2015

DIRECTOR

ENGLISH · UNITED KINGDOM · Age 42

Also on 2 other boards

Mrs Amy Burrows

director · Since 05/10/2018

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 50

Also on 1 other board

Mr Steve Burrows

director · Since 05/10/2018

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 55

Mr Steven Anthony Burrows

director · Since 05/10/2018

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 55

Joanna Bernadette Mcalpine

director · Since 05/01/2015

English · United Kingdom · Age 42

Steven Anthony Burrows

director · Since 05/10/2018

British · United Kingdom · Age 55

Amy Burrows

director · Since 05/10/2018

British · United Kingdom · Age 50

Persons with Significant Control

Mrs Amy Burrows

25–50% shares
25–50% votes

British · United Kingdom · Age 50

The Exchange, Bank Street, Bury, BL9 0DN

Notified 05/10/2018

Mr Steve Burrows

25–50% shares
25–50% votes

British · United Kingdom · Age 55

The Exchange, Bank Street, Bury, BL9 0DN

Notified 05/10/2018

Miss Joanna Bernadette Mcalpine

25–50% shares
25–50% votes

English · United Kingdom · Age 42

The Exchange, Bank Street, Bury, BL9 0DN

Notified 19/05/2021

Former PSCs

Denis Dickinson

Ceased 03/06/2017

Pauline Dickinson

Ceased 03/06/2017

Miss Joanna Bernadette Mcalpine

Ceased 09/06/2020

Miss Joanna Bernadette Mcalpine

Ceased 09/06/2020

Change History

status → active
2026-07-17

Active

type → ltd
2026-07-17

Private Limited Company

address line1 → The Exchange
2026-07-17

THE EXCHANGE

post town → Bury
2026-07-17

BURY

CompanyRankvs 1441+ SIC 66220 peers
71

Financial strength74th percentile among SIC peers · 19/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 1.25× · 12/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£65k

Balance sheet strength

Cash

£6k

Cash in the bank

Net Current Assets

£113k

Working capital

Current Assets

£564k

Current Liabilities

£451k

Fixed Assets

£34k

Debtors

£558k

6avg. employees-6

Tax at Year End

Corp tax£301k

Balance Sheet

Assets less current liabilities£147k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.25+£49k
20241.36-£33k
20231.47—

Derived from filed accounts. Not audited figures.