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Five Rivers Financial Services Limited

09398475

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

22 LANGLEY HIGH STREET, OLDBURY, B69 4SL
Incorporated 21/01/2015

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Rakesh Kumar Bains

director · Since 21/01/2015

INSURANCE AGENT

BRITISH · UNITED KINGDOM · Age 60

Also on 1 other board

Persons with Significant Control

Mr Rakesh Kumar Bains

75–100% shares
ownership-of-shares-75-to-100-percent-as-trust
ownership-of-shares-75-to-100-percent-as-firm

British · United Kingdom · Age 60

22, Langley High Street, Oldbury, B69 4SL

Notified 08/04/2016

CompanyRankvs 3303+ SIC 66220 peers
55

Financial strength42th percentile among SIC peers · 11/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.66× · 16/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength11/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£2k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£12k

Working capital

Current Assets

£29k

Current Liabilities

£18k

Fixed Assets

£130

0avg. employees-1

Balance Sheet

Assets less current liabilities£12k
Prepared with Capium Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.66-£2k
20241.55+£11k
20231.39
20221.93
20212.73

Derived from filed accounts. Not audited figures.