Back to search

Cover Genius Limited

09408621

active
Private Limited Company
Companies House
Health Score
81 / 100

Healthy

25/30
Filing
20/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Loss before tax (-10)
  • 2 outstanding charges (-4)

Details

C/O CSC CLS (UK) LIMITED 5 CHURCHILL PLACE, LONDON, E14 5HU
Incorporated 27/01/2015

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Darcy Rittinger

director · Since 07/02/2025

CHIEF RISK OFFICER

AMERICAN · UNITED STATES · Age 47

Csc Cls (Uk) Limited

secretary · Since 27/08/2025

BRITISH

Also on 657 other boards

Ella Mary Clarke

director · Since 01/09/2025

SENIOR DIRECTOR, INSURANCE STRUCTURES

BRITISH,AUSTRALIAN · ENGLAND · Age 35

Also on 4 other boards

Persons with Significant Control

Former PSCs

Mr Chrisopher Robert Bayley

Ceased 02/03/2020

Mr Angus James Mcdonald

Ceased 02/03/2020

Mrs Lee Vouch Sar

Ceased 02/03/2020

Cover Genius Holdings Pty Ltd

Ceased 02/03/2020

Charges2 outstanding

Charge
outstanding

HSBC VENTURES USA INC.

Created 20/08/2024Registered 28/08/2024
Charge
outstanding

HSBC VENTURES USA INC.

Created 10/08/2023Registered 11/08/2023
Charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 23/03/2021Registered 24/03/2021Satisfied 10/08/2023

CompanyRankvs 6530+ SIC 66220 peers
71

Financial strength94th percentile among SIC peers · 24/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.59× · 16/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2021

Turnover

£1.6M

Annual revenue

Net Worth

£668k

Balance sheet strength

Cash

£2.2M

Cash in the bank

Profit Before Tax

-£825k

Bottom line earnings

Net Current Assets

£2.6M

Working capital

Current Assets

£6.9M

Current Liabilities

£4.3M

Fixed Assets

£76k

Debtors

£4.7M

Gross Profit

£1.6M

Operating Profit

-£798k

21avg. employees

Balance Sheet

Intangible assets£30k
Assets less current liabilities£2.7M
Prepared with Companies House

EstimatesDerived

YearCurrent Ratio
20211.59

Derived from filed accounts. Not audited figures.