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J & V Risk Solutions Ltd

09472980

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

PACIFIC HOUSE FLETCHER WAY, CARLISLE, CA3 0LJ
Incorporated 05/03/2015

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mrs Vanessa Pieri

secretary · Since 05/03/2015

Also on 1 other board

Mrs Vanessa Pieri

director · Since 10/05/2015

OPERATIONS MANAGER

BRITISH · UNITED KINGDOM · Age 68

Also on 1 other board

Mr John Paul Pieri

director · Since 29/05/2018

DIRECTOR

BRITISH · ENGLAND · Age 66

Mr Joshua Pieri

director · Since 01/10/2025

INSURANCE BROKER

BRITISH · UNITED KINGDOM · Age 35

Also on 1 other board

Persons with Significant Control

Mr John Paul Pieri

Significant control

British · England · Age 66

Pacific House, Fletcher Way, Carlisle, CA3 0LJ

Notified 27/05/2017

Mrs Vanessa Pieri

25–50% shares

British · United Kingdom · Age 68

Pacific House, Fletcher Way, Carlisle, CA3 0LJ

Notified 29/03/2021

CompanyRankvs 1412+ SIC 66220 peers
74

Financial strength85th percentile among SIC peers · 21/25
Employees71th percentile among SIC peers · 11/15
LiquidityCurrent ratio 1.54× · 16/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£209k

Balance sheet strength

Cash

£185k

Cash in the bank

Net Current Assets

£209k

Working capital

Current Assets

£592k

Current Liabilities

£383k

Fixed Assets

£2k

Debtors

£407k

3avg. employees

Tax at Year End

Corp tax£111k

Director Loans

Directors owe company£233k

Balance Sheet

Assets less current liabilities£211k
Signed by Mr John Pieri 16 December 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.54+£77k
20241.44+£59k
20231.45+£65k
20221.20-£832
20211.41

Derived from filed accounts. Not audited figures.