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Cactus Financial Planning Ltd

09755704

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

12 IMPERIAL SQUARE, CHELTENHAM, GL50 1QB
Incorporated 01/09/2015

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Benjamin James Ellis

director · Since 01/09/2015

INDEPENDENT FINANCIAL ADVISER

BRITISH · ENGLAND · Age 51

Persons with Significant Control

Mr Benjamin James Ellis

75–100% shares
75–100% votes
right-to-appoint-and-remove-directors-as-firm
significant-influence-or-control-as-firm

British · England · Age 51

5, Chase View, Cheltenham, GL52 3AL

Notified 06/04/2016

CompanyRankvs 2935+ SIC 66220 peers
56

Financial strength54th percentile among SIC peers · 14/25
Employees91th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.47× · 2/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£10k

Balance sheet strength

Cash

£52k

Cash in the bank

Net Current Assets

-£63k

Working capital

Current Assets

£57k

Current Liabilities

£120k

Fixed Assets

£88k

Debtors

£5k

9avg. employees+2

Tax at Year End(2021)

Dividends paid£121k

Balance Sheet

Intangible assets£84k
Bank loans & overdrafts£23k
Assets less current liabilities£25k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.47+£460
20240.41-£2k
20231.26+£5k
20221.39
20211.46

Derived from filed accounts. Not audited figures.