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Curo Underwriting Services Ltd

09928519

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

SUITE 73 WATERHOUSE BUSINESS CENTRE, CHELMSFORD, CM1 2QE
Incorporated 23/12/2015

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 23/12/2025

Due 06/01/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Nicholas James Mansfield

secretary · Since 23/12/2015

Also on 2 other boards

Mr Nicholas James Mansfield

director · Since 23/12/2015

UNDERWRITER

BRITISH · UNITED KINGDOM · Age 52

Also on 2 other boards

Mr Jason Robert John Reding

director · Since 01/09/2017

DIRECTOR OF INSURANCE INTERMEDIARY

BRITISH · UNITED KINGDOM · Age 55

Also on 1 other board

Mr Nicholas Martin Watkinson

director · Since 01/11/2021

CONSULTANT

BRITISH · UNITED KINGDOM · Age 61

Persons with Significant Control

Mr Nicholas James Mansfield

25–50% shares
25–50% votes

British · England · Age 52

9 Bartons Close, South Woodham Ferrers, CM3 5UB

Notified 06/04/2016

Mr Jason Robert John Reding

25–50% shares
25–50% votes

British · United Kingdom · Age 55

Suite 74, Waterhouse Business Centre, Chelmsford, CM1 2QE

Notified 06/04/2016

Mr Nicholas Martin Watkinson

25–50% shares
25–50% votes

British · United Kingdom · Age 61

Burnt Ash Farm, Colchester Road, Wix, CO11 2PD

Notified 01/01/2021

CompanyRankvs 689+ SIC 66220 peers
79

Financial strength80th percentile among SIC peers · 20/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 2.24× · 20/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
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689Curo Underwriting Services Ltd
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£123k

Balance sheet strength

Cash

£41k

Cash in the bank

Net Current Assets

£68k

Working capital

Current Assets

£124k

Current Liabilities

£55k

Fixed Assets

£90k

Debtors

£82k

6avg. employees

Balance Sheet

Intangible assets£12k
Assets less current liabilities£158k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.24+£0
20252.24-£32k
20243.19+£30k
20233.11+£23k
20224.19+£33k
20214.25—

Derived from filed accounts. Not audited figures.