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Onpoint Financial Limited

09993748

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Negative net worth (-10)

Details

12 FORE STREET, NEWTON ABBOT, TQ13 0HX
Incorporated 09/02/2016

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65110
Life insurance

Officers

Mr Martin Lightbowne

secretary · Since 09/02/2016

Mr Martin Stuart Lightbowne

director · Since 09/02/2016

CEO

BRITISH · SCOTLAND · Age 46

Also on 17 other boards

Persons with Significant Control

Mr Martin Stuart Lightbowne

75–100% shares
75–100% votes
Appoint directors

British · Scotland · Age 46

12, Fore Street, Newton Abbot, TQ13 0HX

Notified 06/04/2016

CompanyRankvs 1245+ SIC 65110 peers
31

Financial strength1th percentile among SIC peers · 0/25
Employees25th percentile among SIC peers · 4/15
LiquidityCurrent ratio 0.31× · 2/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
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1245Onpoint Financial Limited
31
How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

-£122k

Balance sheet strength

Cash

£32k

Cash in the bank

Net Current Assets

-£122k

Working capital

Current Assets

£55k

Current Liabilities

£178k

Debtors

£23k

1avg. employees

Director Loans

Directors owe company£23k

Balance Sheet

Assets less current liabilities-£122k
Signed by Mr Martin Lightbowne 28/11/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.31-£15k
20240.23+£32k
20230.16-£294k
20220.17+£201k
20211.03-£77k
20200.26+£52k
2019-0.56—

Derived from filed accounts. Not audited figures.