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Building Finance Limited

10135708

active
Private Limited Company
Companies House
Health Score
55 / 100

Notable Risks

25/30
Filing
0/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 14 outstanding charges (-10)

Details

12 CARDWELL CLOSE, PRESTON, PR4 1SH
Incorporated 20/04/2016

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64922
64922

Officers

Mr James Paul Newsham

director · Since 20/04/2016

FINANCIAL SERVICES

BRITISH · UNITED KINGDOM · Age 69

Also on 2 other boards

Persons with Significant Control

Mr James Paul Newsham

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 69

12 Cardwell Close, Warton, Preston, PR4 1SH

Notified 20/04/2016

Charges14 outstanding

Charge
outstanding

SPJ FINANCE LTD

Created 31/05/2024Registered 03/06/2024
Charge
outstanding

SPJ FINANCE LTD

Created 30/01/2024Registered 31/01/2024
Charge
outstanding

SPJ FINANCE LTD

Created 01/07/2020Registered 13/07/2020
Charge
outstanding

SPJ FINANCE LIMITED

Created 11/06/2020Registered 19/06/2020
Charge
outstanding

PSL PROPERTY & LOANS LTD

Created 10/08/2018Registered 23/08/2018
Charge
outstanding

PSL PROPERTY & LOANS LTD THE BRENTANO SUITE, 720 CENTENNIAL COURT, CENTENNIAL PARK, ELSTREE,

Created 23/02/2018Registered 28/02/2018
Charge
outstanding

PSL PROPERTY & LOANS LTD THE BRENTANO SUITE, 720 CENTENNIAL COURT, CENTENNIAL PARK, ELSTREE,

Created 19/01/2018Registered 22/01/2018
Charge
outstanding

PSL PROPERTY & LOANS LTD THE BRENTANO SUITE, 720 CENTENNIAL COURT, CENTENNIAL PARK, ELSTREE,

Created 15/09/2017Registered 18/09/2017
Charge
outstanding

PSL PROPERTY & LOANS LTD THE BRENTANO SUITE, 720 CENTENNIAL COURT, CENTENNIAL PARK, ELSTREE,

Created 01/09/2017Registered 08/09/2017
Charge
outstanding

PSL PROPERTY AND LOANS LTD OF THE BRENTANO SUITE CATALYST HOUSE 720 CENTENNIAL COURT, CENTENN

Created 02/06/2017Registered 07/06/2017
Charge
outstanding

PSL PROPERTY AND LOANS LTD THE BRENTANO SUITE, CATALYST HOUSE, 720 CENTENNIAL COURT, CENTENNIAL

Created 15/12/2016Registered 21/12/2016
Charge
outstanding

PSL PROPERTY AND LOANS LIMITED OF THE BRENTANO SUITE, CATALYST HOUSE, 720 CENTENNIAL COURT, CEN

Created 19/10/2016Registered 25/10/2016
Charge
outstanding

PSL PROPERTY & LOANS LIMITED THE BRENTANO SUITE, CATALYST HOUSE, 720 CENTENNIAL COURT, CENTENN

Created 22/09/2016Registered 28/09/2016
Charge
outstanding

PSL PROPERTY & LOANS LIMITED THE BRENTANO SUITE, CATALYST HOUSE, 720 CENTENNIAL COURT, CENTENNI

Created 24/06/2016Registered 28/06/2016

CompanyRankvs 3176+ SIC 64922 peers
26

Financial strength2th percentile among SIC peers · 1/25
Employees29th percentile among SIC peers · 4/15
LiquidityCurrent ratio 0.8× · 6/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

-£39k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£37k

Working capital

Current Assets

£147k

Current Liabilities

£184k

1avg. employees
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20240.80-£37k
20231.00+£95k
20210.78-£81k
20200.97+£7k
20190.39-£148
20180.35

Derived from filed accounts. Not audited figures.