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Opus Finance Group Ltd

10140854

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

1ST FLOOR, SOUTHEND-ON-SEA, SS1 1EF
Incorporated 22/04/2016

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mrs Sara Jane Findlay

director · Since 22/04/2016

DIRECTOR

BRITISH · UNITED KINGDOM · Age 59

Also on 1 other board

Mr Matthew John Francis Woolnough

director · Since 22/04/2016

DIRECTOR

BRITISH · UNITED KINGDOM · Age 55

Persons with Significant Control

Mrs Sara Findlay

Significant control

British · United Kingdom · Age 57

9, Glencrofts, Hockley, SS5 4GN

Notified 21/04/2017

CompanyRankvs 4534+ SIC 66220 peers
41

Financial strength7th percentile among SIC peers · 2/25
Employees55th percentile among SIC peers · 8/15
LiquidityCurrent ratio 0.66× · 6/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
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4534Opus Finance Group Ltd
37
How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£8k

Balance sheet strength

Cash

£719

Cash in the bank

Net Current Assets

-£3k

Working capital

Current Assets

£6k

Current Liabilities

£9k

Debtors

£5k

2avg. employees+4
Prepared with v2025.83.1 limited_company_frs_102_section_1a_v1_1_3 companies_house

EstimatesDerived

YearCurrent RatioImplied Profit
20250.66+£3k
20241.05+£1k
20231.54+£5k
20222.37+£487
20211.41—

Derived from filed accounts. Not audited figures.