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Smart Financial Products Limited

10177792

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

21 Heath Drive, Upton, Wirral, CH49 6LE
Incorporated 12/05/2016

Compliance

Last accounts

30/05/2025

micro entity

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 10/04/2026

Due 24/04/2027

On track

Industry

64921
64921

Officers

Mr Iain Andrew Bailey

director · Since 12/05/2016

DIRECTOR

BRITISH · UNITED KINGDOM · Age 56

Also on 6 other boards

Iain Andrew Bailey

director · Since 12/05/2016

British · United Kingdom · Age 56

Persons with Significant Control

Mr Iain Andrew Bailey

Significant control
significant-influence-or-control-as-trust
significant-influence-or-control-as-firm

British · United Kingdom · Age 56

21, Heath Drive, Wirral, CH49 6LE

Notified 12/05/2016

Change History

statusactive
2026-07-13

Active

typeltd
2026-07-13

Private Limited Company

address line121 Heath Drive
2026-07-13

21 HEATH DRIVE

post townWirral
2026-07-13

WIRRAL

CompanyRankvs 293+ SIC 64921 peers
60

Financial strength59th percentile among SIC peers · 15/25
Employees54th percentile among SIC peers · 8/15
LiquidityCurrent ratio 1.44× · 12/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength15/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/05/2025

Net Worth

£25k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£7k

Working capital

Current Assets

£24k

Current Liabilities

£17k

1avg. employees

Balance Sheet

Assets less current liabilities£7k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20251.44+£0
20251.44+£22k
202448.05
20231.85

Derived from filed accounts. Not audited figures.