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Isca Finance Ltd

10189381

active
Private Limited Company
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

QUEENSGATE HOUSE, EXETER, EX4 3SR
Incorporated 19/05/2016

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64921
64921

Officers

Mrs Justine Salam

director · Since 19/05/2016

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 55

Mr Omar Salam

director · Since 05/07/2016

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 5 other boards

Persons with Significant Control

Isca Group Holdings Ltd

75–100% shares

Queensgate, Queensgate House, Exeter, EX4 3SR

Reg: 12463074 · England And Wales · Private Limited Company

Notified 23/06/2022

Former PSCs

Mr Omar Salam

Ceased 23/06/2022

Mrs Justine Salam

Ceased 23/06/2022

Charges2 outstanding

Charge
outstanding

SHAWBROOK BANK LIMITED

Created 14/07/2022Registered 27/07/2022
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 14/07/2022Registered 27/07/2022

CompanyRankvs 181+ SIC 64921 peers
59

Financial strength79th percentile among SIC peers · 20/25
Employees82th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.04× · 12/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£470k

Balance sheet strength

Cash

£657k

Cash in the bank

Net Current Assets

£439k

Working capital

Current Assets

£12.6M

Current Liabilities

£12.2M

Fixed Assets

£52k

Debtors

£11.9M

3avg. employees

Balance Sheet

Bank loans & overdrafts£5.3M
Assets less current liabilities£491k
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20251.04+£0
20251.04+£81k
20241.03+£39k
20231.03-£90k
20221.06+£79k
20211.05-£60k
20201.07+£294k
20191.02+£17k
20181.02

Derived from filed accounts. Not audited figures.