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De Novo Risk Solutions Limited

10246240

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

AFFINITY HOUSE, TAUNTON, TA2 6AA
Incorporated 22/06/2016

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Stephen Astley

director · Since 01/12/2023

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 66

Also on 22 other boards

Mr David Robert Moore

director · Since 01/12/2023

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 60

Also on 19 other boards

Mr Matthew Mervyn Pyke

director · Since 01/12/2023

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 36 other boards

Persons with Significant Control

Lloyd & Whyte Group Ltd

75–100% shares

Affinity House, Bindon Road, Taunton, TA2 6AA

Reg: 01143899 · England & Wales · Limited Company

Notified 16/07/2025

Former PSCs

Mr Damian Hayes

Ceased 16/07/2025

Charges1 outstanding

Charge
outstanding

LLOYD & WHYTE GROUP LIMITED

Created 30/11/2023Registered 01/12/2023

CompanyRankvs 17260+ SIC 66220 peers
57

Financial strength56th percentile among SIC peers · 14/25
Employees54th percentile among SIC peers · 8/15
LiquidityCurrent ratio 4.52× · 20/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£13k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£119k

Working capital

Current Assets

£129k

Current Liabilities

£29k

Fixed Assets

£6k

2avg. employees-1

Balance Sheet

Assets less current liabilities£125k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20244.52+£31k
20230.44-£21k
20220.91-£2k
20210.91-£15k
20201.05-£18k
20192.00

Derived from filed accounts. Not audited figures.