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Ourown Designs Limited

10592270

active
Private Limited Company
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

7-8 RALEIGH WALK BRIGANTINE PLACE, CARDIFF, CF10 4LN
Incorporated 31/01/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43290
Other construction installation

Officers

Miss. Emma Louise Terrett

director · Since 31/01/2017

DIRECTOR

BRITISH · WALES · Age 55

Mrs. Susan Gwendoline Terrett

director · Since 31/01/2017

DIRECTOR

BRITISH · WALES · Age 77

Charges1 outstanding

Charge
outstanding

BARCLAYS BANK PLC

Created 01/04/2017Registered 19/04/2017

CompanyRankvs 18278+ SIC 43290 peers
35

Financial strength4th percentile among SIC peers · 1/25
Employees85th percentile among SIC peers · 13/15
LiquidityCurrent ratio 0.68× · 6/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£27k

Balance sheet strength

Cash

£461

Cash in the bank

Net Current Assets

-£20k

Working capital

Current Assets

£43k

Current Liabilities

£62k

Fixed Assets

£9k

Debtors

£40k

4avg. employees

Tax at Year End(2024)

Corp tax£9k

Balance Sheet

Assets less current liabilities-£11k
Signed by Mrs. S G Terrett Miss. E L Terrett 29/08/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.68-£3k
20240.89+£10k
20230.93

Derived from filed accounts. Not audited figures.