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Believe Loans Limited

10712649

active
Private Limited Company
england wales
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • 1 outstanding charge (-2)

Details

1ST FLOOR BARCLAYS BANK, DONCASTER, DN4 5HZ
Incorporated 06/04/2017

Compliance

Last accounts

31/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 30/06/2025

Due 14/07/2026

On track

Industry

64922
64922

Officers

Mr Ryan Oliver Wagstaff

director · Since 19/04/2018

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 8 other boards

Mr Ian William Johnson

director · Since 01/03/2019

NONE

BRITISH · ENGLAND · Age 48

Also on 10 other boards

Mr Jeremy Paul Gibson

director · Since 18/09/2025

DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 55 other boards

Mr Mayank Prakash

director · Since 18/09/2025

DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 50 other boards

Persons with Significant Control

Believe Money Group Limited

75–100% shares
75–100% votes

1st Floor Barclays Bank, Heavens Walk, Doncaster, DN4 5HZ

Reg: 10712693 · Registrar Of Companies (England And Wales) · Private Limited Company

Notified 20/04/2018

Former PSCs

Mr Graeme Stuart Richardson

Ceased 19/05/2017

Mr Joe Daniels

Ceased 20/04/2018

Charges1 outstanding

Charge
outstanding

AETHER FINANCIAL SERVICES UK LIMITED AS SECURITY TRUSTEE FOR THE SECURED PARTIES (AS DEFINED IN

Created 19/12/2025Registered 22/12/2025
Charge
satisfied

AG ASSETCO LIMITED

Created 28/01/2025Registered 18/02/2025Satisfied 03/12/2025
Charge
satisfied

BARCLAYS SECURITY TRUSTEE LIMITED

Created 26/05/2020Registered 02/06/2020Satisfied 05/09/2025
Charge
satisfied

OAK BARREL INVESTMENTS, LLC

Created 01/03/2019Registered 08/03/2019Satisfied 26/05/2020

CompanyRankvs 2685+ SIC 64922 peers
29

Financial strength0th percentile among SIC peers · 0/25
Employees100th percentile among SIC peers · 15/15
LiquidityNo balance sheet data · 0/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

-£595k

Balance sheet strength

Cash

£68k

Cash in the bank

Net Current Assets

Working capital

Current Assets

Current Liabilities

£1.1M

Debtors

£459k

Profit After Tax

-£1.4M

56avg. employees-6

Tax at Year End(2021)

Corp tax£0
Prepared with Silverfin

EstimatesDerived

YearCurrent RatioImplied Profit
2024-£1.4M
2023+£127k
2022+£198k
2021+£24k
20204.28+£59k
20202.75+£413k
20190.80+£6k
20180.52

Derived from filed accounts. Not audited figures.