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Independent Mortgage Guy Ltd

10962572

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

29 WHITE OAK WAY, BRISTOL, BS48 4YS
Incorporated 14/09/2017

Compliance

Last accounts

30/09/2024

micro entity

Next accounts due

29/06/2026

On track

Confirmation statement

Last: 13/09/2025

Due 27/09/2026

On track

Industry

64922
64922
66220
Activities of insurance agents and brokers

Officers

Mrs Stephanie Louise Williams

secretary · Since 14/09/2017

Mr Guy Williams

director · Since 14/09/2017

INDEPENDENT MORTGAGE BROKER

UNITED KINGDOM · UNITED KINGDOM · Age 54

Persons with Significant Control

Mr Guy Williams

75–100% shares
ownership-of-shares-75-to-100-percent-as-trust
ownership-of-shares-75-to-100-percent-as-firm
75–100% votes
voting-rights-75-to-100-percent-as-trust
voting-rights-75-to-100-percent-as-firm
Appoint directors

United Kingdom · United Kingdom · Age 54

29, White Oak Way, Bristol, BS48 4YS

Notified 14/09/2017

CompanyRankvs 2873+ SIC 64922 peers
41

Financial strength26th percentile among SIC peers · 7/25
Employees29th percentile among SIC peers · 4/15
LiquidityCurrent ratio 0.56× · 6/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength7/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2024

Net Worth

£84

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£455

Working capital

Current Assets

£4k

Current Liabilities

£7k

Fixed Assets

£439

1avg. employees

Balance Sheet

Assets less current liabilities£894
Signed by Mr G H Williams 27/06/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.56
20230.92
20220.97
20210.97
20201.91+£2k
20191.77+£8k
20181.02

Derived from filed accounts. Not audited figures.