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Philip Williams (G Ins) Management Limited

11181168

active
Private Limited Company
england wales
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

35 WALTON ROAD, WARRINGTON, WA4 6NW
Incorporated 01/02/2018

Compliance

Last accounts

30/09/2024

audit exemption subsidiary

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 01/03/2026

Due 15/03/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Steven Philip Williams

director · Since 01/02/2018

INSURANCE BROKER

BRITISH · ENGLAND · Age 54

Also on 4 other boards

Mr Michael Raymond Millar

director · Since 18/11/2022

ACCOUNTANT

BRITISH · UNITED KINGDOM · Age 38

Also on 23 other boards

Lee David Scott

director · Since 07/12/2022

CHARTERED INSURANCE BROKER

BRITISH · UNITED KINGDOM · Age 57

Also on 2 other boards

Mr Graeme Robert Manning

secretary · Since 06/04/2023

Persons with Significant Control

Howden Uk&I Holdings Limited

75–100% shares
75–100% votes
Appoint directors

One Creechurch Place, London, EC3A 5AF

Reg: 12875660 · Companies House · Limited By Shares

Notified 26/10/2023

Former PSCs

Mr Philip Williams

Ceased 09/11/2021

Mr Steven Philip Williams

Ceased 09/11/2021

Aston Lark Group Limited

Ceased 26/10/2023

Charges2 outstanding

Charge
outstanding

MORGAN STANLEY SENIOR FUNDING, INC

Created 13/06/2024Registered 18/06/2024
Charge
satisfied

WILMINGTON TRUST, NATIONAL ASSOCIATION

Created 17/07/2023Registered 20/07/2023Satisfied 24/12/2024
Charge
outstanding

MORGAN STANLEY SENIOR FUNDING, INC. AS COLLATERAL AGENT

Created 17/07/2023Registered 19/07/2023

CompanyRankvs 2570+ SIC 66220 peers
69

Financial strength82th percentile among SIC peers · 21/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 6.16× · 20/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2023

Net Worth

£151k

Balance sheet strength

Cash

£63k

Cash in the bank

Net Current Assets

£3.4M

Working capital

Current Assets

£4.0M

Current Liabilities

£653k

Fixed Assets

£2.4M

Debtors

£4.0M

Profit After Tax

£14k

32avg. employees-1

Tax at Year End

Dividends paid£75k

Balance Sheet

Intangible assets£2.3M
Assets less current liabilities£5.7M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20236.16-£4.3M
20221.33-£61k
20210.96+£271k
20200.83

Derived from filed accounts. Not audited figures.