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Ruth James Limited

11274212

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

Unit 8 Harcourt Way, Meridian Business Park, Leicester, LE19 1WP
Incorporated 26/03/2018

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 13/02/2026

Due 27/02/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr James English

director · Since 26/03/2018

DIRECTOR

BRITISH · UNITED KINGDOM · Age 58

Also on 1 other board

James English

director · Since 26/03/2018

British · United Kingdom · Age 58

Former

Ruth English

director · Resigned 23/12/2025

Persons with Significant Control

Mr James English

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 58

Unit 8, Harcourt Way, Leicester, LE19 1WP

Notified 26/03/2018

Former PSCs

Mrs Ruth English

Ceased 23/12/2025

Change History

statusactive
2026-06-29

Active

typeltd
2026-06-29

Private Limited Company

address line1Unit 8 Harcourt Way
2026-06-29

UNIT 8 HARCOURT WAY

post townLeicester
2026-06-29

LEICESTER

CompanyRankvs 2452+ SIC 66220 peers
60

Financial strength48th percentile among SIC peers · 12/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 1.45× · 12/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£5k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£9k

Working capital

Current Assets

£29k

Current Liabilities

£20k

Fixed Assets

£26k

6avg. employees+1

Balance Sheet

Assets less current liabilities£35k
Signed by 11274212 2025-04-01 2026-03-31 11274212 2026-03-31 11274212 core:CurrentFinancialInstruments core:WithinOneYear 2026-03-Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20261.45-£38k
20251.87-£35k
20242.24+£5k
20232.28

Derived from filed accounts. Not audited figures.