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Sep Insurance Services Limited

11285257

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

MRIB HOUSE, HIGH WYCOMBE, HP13 6NU
Incorporated 31/03/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Philip Joseph Stafford

director · Since 31/03/2018

DIRECTOR

BRITISH · ENGLAND · Age 44

Mr Philip Andrew Barton

director · Since 21/06/2024

DIRECTOR

BRITISH · ENGLAND · Age 63

Mr Charles Verden Bettinson

director · Since 21/06/2024

DIRECTOR

BRITISH · ENGLAND · Age 52

Also on 38 other boards

Persons with Significant Control

Partners& Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Mrib House, 25 Amersham Hill, High Wycombe, HP13 6NU

Reg: 12123904 · Companies House · Private Limited Company

Notified 21/06/2024

Former PSCs

Mr Philip Joseph Stafford

Ceased 21/06/2024

CompanyRankvs 24750+ SIC 66220 peers
59

Financial strength86th percentile among SIC peers · 22/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.28× · 12/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£222k

Balance sheet strength

Cash

£552k

Cash in the bank

Profit Before Tax

£176k

Bottom line earnings

Net Current Assets

£252k

Working capital

Current Assets

£1.2M

Current Liabilities

£900k

Fixed Assets

£14k

Debtors

£600k

Cost of Sales

£30k

Admin Expenses

£2.2M

Profit After Tax

£111k

0avg. employees-25

Tax at Year End

Corp tax£65k
Dividends paid£68k

People Costs

Wages & salaries£1.3M

Balance Sheet

Bank loans & overdrafts£11k
Assets less current liabilities£266k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.28+£48k
20232.07+£90k
20221.05+£65k
20211.13+£30k
20201.05+£14k
20191.05

Derived from filed accounts. Not audited figures.