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Vguard Life Limited

11350720

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

83 TUDOR WAY, RICKMANSWORTH, WD3 8HY
Incorporated 09/05/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Phinilmon Thomas

director · Since 09/05/2018

BUSINESS MANAGER

ENGLISH · ENGLAND · Age 55

Persons with Significant Control

Mr Phinilmon Thomas

Significant control

English · England · Age 55

8 Ivinghoe Road, Mill End, Rickmansworth, WD3 8LQ

Notified 09/05/2018

CompanyRankvs 2673+ SIC 66220 peers
58

Financial strength60th percentile among SIC peers · 15/25
Employees55th percentile among SIC peers · 8/15
LiquidityCurrent ratio 1.15× · 12/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength15/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£19k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£12k

Working capital

Current Assets

£93k

Current Liabilities

£80k

Fixed Assets

£7k

2avg. employees

Tax at Year End(2024)

Dividends paid£5k

Balance Sheet

Assets less current liabilities£20k
Signed by Mr P Thomas,Prepared with IRIS Elements Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.15+£0
20251.15-£1k
20244.63+£17k
20232.00+£11k
20220.80-£17k
20211.72

Derived from filed accounts. Not audited figures.