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Aspect Insurance Management Ltd

11463874

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

2 MULBERRY AVENUE, PORTISHEAD, BS20 7LG
Incorporated 13/07/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Jeremy Mountford

director · Since 13/07/2018

DIRECTOR

BRITISH · UNITED KINGDOM · Age 52

Mrs Sally Anne Mountford

director · Since 13/07/2018

DIRECTOR

BRITISH · UNITED KINGDOM · Age 51

Persons with Significant Control

Mr Jeremy Mountford

50–75% shares
50–75% votes

British · United Kingdom · Age 52

2, Mulberry Avenue, Portishead, BS20 7LG

Notified 13/07/2018

Mrs Sally Anne Mountford

25–50% shares
25–50% votes

British · United Kingdom · Age 51

2, Mulberry Avenue, Portishead, BS20 7LG

Notified 13/07/2018

CompanyRankvs 2128+ SIC 66220 peers
64

Financial strength52th percentile among SIC peers · 13/25
Employees55th percentile among SIC peers · 8/15
LiquidityCurrent ratio 226.65× · 20/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength13/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2024

Net Worth

£9k

Balance sheet strength

Cash

£20k

Cash in the bank

Net Current Assets

£20k

Working capital

Current Assets

£20k

Current Liabilities

£89

Fixed Assets

£1k

Debtors

£172

2avg. employees

Balance Sheet

Bank loans & overdrafts£12k
Assets less current liabilities£21k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
2024226.65-£2k
2023-£4k
2022-£5k

Derived from filed accounts. Not audited figures.