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Bespoke Mortgage Solutions Limited

11716268

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

HARWOODS HOUSE BANBURY ROAD, WARWICK, CV35 0AA
Incorporated 07/12/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64922
64922
65110
Life insurance

Officers

Mr Bhavik Parmar

director · Since 07/12/2018

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 32

Persons with Significant Control

Mr Bhavik Parmar

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 32

Harwoods House, Banbury Road, Warwick, CV35 0AA

Notified 07/12/2018

CompanyRankvs 643+ SIC 64922 peers
70

Financial strength90th percentile among SIC peers · 23/25
Employees28th percentile among SIC peers · 4/15
LiquidityCurrent ratio 19.53× · 20/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£100k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£95k

Working capital

Current Assets

£100k

Current Liabilities

£5k

Fixed Assets

£54k

1avg. employees

Balance Sheet

Assets less current liabilities£150k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
202419.53+£3k
20238.69

Derived from filed accounts. Not audited figures.