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Scott Motor Finance Ltd

11747507

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

Pacific House Fletcher Way, Parkhouse, Carlisle, CA3 0LJ
Incorporated 03/01/2019

Compliance

Last accounts

31/01/2026

micro entity

Next accounts due

31/10/2027

On track

Confirmation statement

Last: 02/01/2026

Due 16/01/2027

On track

Industry

64921
64921

Officers

Mr Craig William Murray

director · Since 03/01/2019

MANAGING DIRECTOR

SCOTTISH · SCOTLAND · Age 68

Also on 2 other boards

Mrs Gaynor Carruthers Bulloch

secretary · Since 10/02/2020

Mr Stephen Morgan Dowdells

director · Since 10/02/2020

FINANCE DIRECTOR

SCOTTISH · SCOTLAND · Age 63

Also on 5 other boards

Craig William Murray

director · Since 03/01/2019

Scottish · Scotland · Age 68

Gaynor Carruthers Bulloch

secretary · Since 10/02/2020

Stephen Morgan Dowdells

director · Since 10/02/2020

Scottish · Scotland · Age 63

Persons with Significant Control

Mr Craig William Murray

75–100% shares
75–100% votes
Appoint directors

Scottish · Scotland · Age 68

Pacific House, Fletcher Way, Carlisle, CA3 0LJ

Notified 03/01/2019

Change History

officer appointedBULLOCH, Gaynor Carruthers
2026-06-24
officer appointedDOWDELLS, Stephen Morgan
2026-06-24
officer appointedMURRAY, Craig William
2026-06-24
statusactive
2026-06-24

Active

post townCarlisle
2026-06-24

CARLISLE

typeltd
2026-06-24

Private Limited Company

address line1Pacific House Fletcher Way
2026-06-24

PACIFIC HOUSE FLETCHER WAY

CompanyRankvs 790+ SIC 64921 peers
34

Financial strength5th percentile among SIC peers · 1/25
Employees25th percentile among SIC peers · 4/15
LiquidityCurrent ratio 0.85× · 6/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

-£274k

Balance sheet strength

Cash

£30k

Cash in the bank

Net Current Assets

-£274k

Working capital

Current Assets

£1.5M

Current Liabilities

£1.8M

Fixed Assets

£0

Debtors

£1.5M

0avg. employees

Balance Sheet

Assets less current liabilities-£274k
Signed by 2024-02-01Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20250.85-£105k
20240.83-£125k
20230.13
20220.88

Derived from filed accounts. Not audited figures.