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Zest Mortgages Ltd

11867938

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

LUDLOW HOUSE, PENARTH, CF64 1EX
Incorporated 07/03/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64922
64922
65110
Life insurance
65201
Life reinsurance

Officers

Mrs Donna Smart

secretary · Since 07/03/2019

Also on 1 other board

Mrs Donna Smart

director · Since 07/03/2019

DIRECTOR

BRITISH · UNITED KINGDOM · Age 41

Also on 1 other board

Persons with Significant Control

Mrs Donna Smart

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 41

16, Fairhaven Close, Cradiff, CF3 0LD

Notified 07/03/2019

CompanyRankvs 743+ SIC 64922 peers
67

Financial strength93th percentile among SIC peers · 23/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 7.15× · 20/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£182k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£182k

Working capital

Current Assets

£211k

Current Liabilities

£30k

Fixed Assets

£301

0avg. employees-1

Balance Sheet

Assets less current liabilities£182k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20257.15+£36k
20246.00+£17k
20234.37

Derived from filed accounts. Not audited figures.