Back to search

Smart Life Cover Ltd

11923083

active
ltd
england wales
Companies House
Confirmation statement overdue
Health Score
65 / 100

Some Concerns

15/30
Filing
10/30
Financial
40/40
Risk
  • Confirmation statement overdue (-10)
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

Unit 3 Ibex House 2a Leytonstone Road, Stratford, London, E15 1SE
Incorporated 03/04/2019

Compliance

Last accounts

30/04/2025

micro entity

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 01/05/2025

Due 15/05/2026

Overdue

Industry

65110
Life insurance
65120
Non-life insurance
66220
Activities of insurance agents and brokers

Officers

Mr Sanmeet Singh

director · Since 31/07/2019

DIRECTOR

INDIAN · ENGLAND · Age 43

Also on 1 other board

Miss Susan Louise Mckechnie

director · Since 14/12/2020

COMPLIANCE DIRECTOR

BRITISH · ENGLAND · Age 44

Also on 2 other boards

Sanmeet Singh

director · Since 31/07/2019

Indian · England · Age 43

Susan Louise Mckechnie

director · Since 14/12/2020

British · England · Age 44

Former

Mohammad Ullah

director · Resigned 15/08/2019

Phong Thanh Huynh

director · Resigned 24/03/2022

Persons with Significant Control

Mr Sanmeet Singh

75–100% shares
75–100% votes
Appoint directors

Indian · England · Age 43

355a Barking Road, East Ham, London, E6 1LA

Notified 03/04/2019

Change History

status → active
2026-06-14

Active - Proposal to Strike off

type → ltd
2026-06-14

Private Limited Company

address line1 → Unit 3 Ibex House 2a Leytonstone Road
2026-06-14

UNIT 3 IBEX HOUSE 2A LEYTONSTONE ROAD

post town → London
2026-06-14

LONDON

CompanyRankvs 655+ SIC 65110 peers
58

Financial strength66th percentile among SIC peers · 17/25
Employees51th percentile among SIC peers · 8/15
LiquidityCurrent ratio 768.4× · 20/20
Longevity8 years trading (max 15) · 8/15
Filing complianceOne filing overdue · 5/15
Show leaderboard
How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance5/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2024

Net Worth

£34k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£319k

Working capital

Current Assets

£320k

Current Liabilities

£416

Fixed Assets

£68

2avg. employees

Balance Sheet

Assets less current liabilities£319k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
2024768.40+£6k
20232.46—

Derived from filed accounts. Not audited figures.