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Galaxy Finance Ltd

12106598

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

GALAXY REAL ESTATE, HAYES, UB4 0JN
Incorporated 16/07/2019

Compliance

Last accounts

31/07/2025

total exemption full

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 27/06/2026

Due 11/07/2027

On track

Industry

64921
64921
64922
64922
64999
Other financial service activities

Officers

Mr Charanjit Singh Grover

director · Since 16/07/2019

BUSINESS

BRITISH · ENGLAND · Age 48

Also on 21 other boards

Mrs Ashwinder Kaur Sachdeva

director · Since 16/07/2019

BUSINESS

BRITISH · UNITED KINGDOM · Age 47

Also on 4 other boards

Persons with Significant Control

Mrs Ashwinder Kaur Sachdeva

25–50% shares
Appoint directors

British · England · Age 47

Galaxy Real Estate, 1-3 Uxbridge Road, Hayes, UB4 0JN

Notified 02/01/2024

Mr Charanjit Singh Grover

25–50% shares

British · England · Age 48

Galaxy Real Estate, 1-3 Uxbridge Road, Hayes, UB4 0JN

Notified 26/07/2024

Former PSCs

Mr Charanjit Singh Grover

Ceased 02/01/2024

Mr Paramjit Singh Grover

Ceased 20/08/2024

Mr Paramjit Singh Grover

Ceased 16/01/2025

CompanyRankvs 90+ SIC 64921 peers
76

Financial strength80th percentile among SIC peers · 20/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 20.19× · 20/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£514k

Balance sheet strength

Cash

£690k

Cash in the bank

Net Current Assets

£8.1M

Working capital

Current Assets

£8.6M

Current Liabilities

£424k

Debtors

£7.9M

6avg. employees+3

Tax at Year End

Corp tax£134k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
202520.19+£410k
20231.80

Derived from filed accounts. Not audited figures.