Smarter Mortgages Ltd
12250213
Healthy
No risk factors detected.
Details
Compliance
Last accounts
31/10/2024
micro entity
Next accounts due
31/07/2026
Confirmation statement
Last: 01/10/2025
Due 15/10/2026
Industry
Officers
Persons with Significant Control
Mr Oliver Ashton
British · England · Age 31
13, Longcroft Avenue, Dronfield, S18 8PJ
Notified 08/10/2019
Change History
Active
Private Limited Company
13 LONGCROFT AVENUE
DRONFIELD
CompanyRankvs 691+ SIC 64922 peers69
Show leaderboard
How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/10/2025
Net Worth
£12k
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
£19k
Working capital
Current Assets
£36k
Current Liabilities
£17k
Fixed Assets
£26k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 2.14 | +£878 |
| 2024 | 1.69 | +£4k |
| 2023 | 1.48 | — |
Derived from filed accounts. Not audited figures.