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Loan A Lifeguard Ltd

12300372

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

20-22 WENLOCK ROAD, LONDON, N1 7GU
Incorporated 06/11/2019

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 11/03/2026

Due 25/03/2027

On track

Industry

78200
Temporary employment agency activities
96040
Physical well-being activities

Officers

Mr Iain Collinson

director · Since 06/11/2019

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 52

Also on 2 other boards

Mrs Rebecca Collinson

director · Since 06/10/2022

DIRECTOR

BRITISH · ENGLAND · Age 52

Persons with Significant Control

Olive & Ward Holdings Ltd

75–100% shares
75–100% votes

3 Monica House, St. Augustines Road, Wisbech, PE13 3AD

Reg: 16296710 · Companies House · Limited Company

Notified 06/03/2025

Former PSCs

Mr Iain Collinson

Ceased 06/03/2025

Charges1 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 20/01/2020Registered 28/01/2020

CompanyRankvs 2079+ SIC 78200 peers
63

Financial strength89th percentile among SIC peers · 22/25
Employees60th percentile among SIC peers · 9/15
LiquidityCurrent ratio 3.19× · 20/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£133k

Balance sheet strength

Cash

£8k

Cash in the bank

Net Current Assets

£112k

Working capital

Current Assets

£163k

Current Liabilities

£51k

Fixed Assets

£57k

Debtors

£155k

2avg. employees

Tax at Year End

Corp tax£16k

Balance Sheet

Intangible assets£55k
Assets less current liabilities£170k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20263.19+£14k
20253.65+£23k
20242.94+£37k
20231.20

Derived from filed accounts. Not audited figures.