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Bowland Finance Limited

12324302

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

HALLMORE HOUSE, MILNTHORPE, LA7 7BP
Incorporated 20/11/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64921
64921

Officers

Mr John Charles Morphet

director · Since 20/11/2019

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 71

Also on 5 other boards

Persons with Significant Control

Mr John Charles Morphet

75–100% shares
75–100% votes
Appoint directors

British · England · Age 71

South Lakeland House, Yealand Redmayne, Carnforth, LA5 9RN

Notified 20/11/2019

Charges1 outstanding

Charge
outstanding

HSBC UK BANK PLC

Created 20/04/2022Registered 21/04/2022

CompanyRankvs 319+ SIC 64921 peers
48

Financial strength78th percentile among SIC peers · 20/25
Employees25th percentile among SIC peers · 4/15
LiquidityCurrent ratio 1.07× · 12/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£424k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£424k

Working capital

Current Assets

£6.1M

Current Liabilities

£5.7M

0avg. employees

Balance Sheet

Assets less current liabilities£424k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.07+£187k
20241.05+£132k
20231.03+£70k
20221.01
2021Infinity

Derived from filed accounts. Not audited figures.