S & J Mortgage Services Ltd
12493855
Healthy
- Current liabilities exceed current assets (-10)
Details
Compliance
Accounts
Confirmation statement
Industry
Officers
Persons with Significant Control
Mr Mark Keith O'Flynn
British · England · Age 57
13a, Chiltern Court, Chesham, HP5 2PX
Notified 03/03/2020
CompanyRankvs 197+ SIC 64921 peers68
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/03/2026
Net Worth
£91k
Balance sheet strength
Cash
£101k
Cash in the bank
Net Current Assets
£86k
Working capital
Current Assets
£101k
Current Liabilities
£14k
Fixed Assets
£5k
Tax at Year End
Director Loans
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2026 | 6.97 | +£0 |
| 2026 | 6.97 | +£9k |
| 2025 | 5.91 | +£15k |
| 2024 | 4.60 | +£494 |
| 2023 | 4.39 | +£26k |
| 2022 | 2.55 | +£30k |
| 2021 | 2.07 | — |
Derived from filed accounts. Not audited figures.