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Clear Mortgages (Nw) Ltd

12798323

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

9 COWPER STREET, ASHTON-UNDER-LYNE, OL6 9HY
Incorporated 07/08/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64922
64922
65110
Life insurance

Officers

Mr Ian Loynds

secretary · Since 07/08/2020

Also on 1 other board

Mr Ian Loynds

director · Since 07/08/2020

DIRECTOR

BRITISH · UNITED KINGDOM · Age 50

Also on 1 other board

Persons with Significant Control

Mr Ian Loynds

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 50

Brierley Coleman & Co, 33-35, Turner Street, Manchester, M4 1DW

Notified 07/08/2020

CompanyRankvs 240+ SIC 64922 peers
78

Financial strength92th percentile among SIC peers · 23/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 5.85× · 20/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£146k

Balance sheet strength

Cash

£147k

Cash in the bank

Net Current Assets

£142k

Working capital

Current Assets

£171k

Current Liabilities

£29k

Fixed Assets

£44k

Debtors

£24k

6avg. employees

Balance Sheet

Assets less current liabilities£186k
Signed by 2024-09-01Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20255.85-£9k
20245.67+£125k
20231.09

Derived from filed accounts. Not audited figures.