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Bwr Commercial Finance Ltd

12801548

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

2 BRIDGE STREET, SPALDING, PE11 1XA
Incorporated 10/08/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Wayne Rand

director · Since 10/08/2020

DIRECTOR

BRITISH · ENGLAND · Age 58

Persons with Significant Control

Mr Wayne Rand

75–100% shares

British · England · Age 58

2, Bridge Street, Spalding, PE11 1XA

Notified 10/08/2020

Former PSCs

Mr Jonathan Bingham

Ceased 01/09/2025

Mr Scott Woods

Ceased 01/09/2025

CompanyRankvs 3347+ SIC 66220 peers
56

Financial strength54th percentile among SIC peers · 14/25
Employees30th percentile among SIC peers · 5/15
LiquidityCurrent ratio 1.97× · 16/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£10k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£10k

Working capital

Current Assets

£21k

Current Liabilities

£11k

1avg. employees

Balance Sheet

Assets less current liabilities£10k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20251.97-£3k
20242.57+£5k
20232.01+£6k
20220.55
2021Infinity

Derived from filed accounts. Not audited figures.