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Afin Bank Limited

13090556

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Going concern doubt noted in accounts (-10)

Details

LOWER GROUND FLOOR, LONDON, EC1Y 4UQ
Incorporated 18/12/2020

Compliance

Last accounts

31/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 24/10/2025

Due 07/11/2026

On track

Industry

64191
64191

Officers

Ms Katrina Irene Matilda Arnold

director · Since 01/10/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 67

Also on 2 other boards

Mr Ezekiel Abiola Ekundayo

director · Since 01/07/2022

DIRECTOR

NIGERIAN · SIERRA LEONE · Age 68

Mr Samuel Amankwah

director · Since 01/07/2022

DIRECTOR

BRITISH · ENGLAND · Age 70

Mr Andrew Julian Holmes Bsc Msc (Econ) Mrics Finst Cpd

director · Since 01/07/2022

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 1 other board

Mr Jason Sam Oakley

director · Since 01/11/2023

CHIEF EXECUTIVE OFFICER

BRITISH · ENGLAND · Age 59

Mr David Kenmir

director · Since 01/09/2024

REGULATORY CONSULTANT

BRITISH · UNITED KINGDOM · Age 63

Mrs Sally Jane Veitch

director · Since 03/02/2026

BRITISH · UNITED KINGDOM · Age 53

Also on 6 other boards

Persons with Significant Control

Former PSCs

Dr Claudius Pythias Bart-Williams

Ceased 21/10/2021

Pennarth Greene & Company Limited

Ceased 10/06/2021

Avenue Investments Limited

Ceased 05/09/2022

CompanyRankvs 124+ SIC 64191 peers
50

Financial strength97th percentile among SIC peers · 24/25
Employees100th percentile among SIC peers · 15/15
LiquidityNo balance sheet data · 0/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

mobilisation, and initial trading activities and the regulatory environment. The principal risks, mitigations, and the processes used to identify emerging risks are described in the Strategic Report. Going concern and prospects (Provision 30 and 31) The Board has assessed the Bank's ability to continue as a going concern and its longer-term prospects, taking account of the Bank's business plan, ca

Key FinancialsYear ending 31/12/2025

Net Worth

£23.6M

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

—

Working capital

Current Assets

—

Current Liabilities

—

Profit After Tax

-£10.2M

42avg. employees+15

People Costs(2024)

Wages & salaries£3.4M
Prepared with CCH Software

EstimatesDerived

YearImplied Profit
2025+£0
2024+£20.3M

Derived from filed accounts. Not audited figures.