Expert Mortgages Herts & Cambs Ltd
13095386
Some Concerns
- Negative net worth (-10)
- Current liabilities exceed current assets (-10)
Details
Compliance
Last accounts
31/12/2024
unaudited abridged
Next accounts due
30/09/2026
Confirmation statement
Last: 07/08/2025
Due 21/08/2026
Industry
Officers
director · Since 22/12/2020
ESTATE AGENT
BRITISH · ENGLAND · Age 46
Also on 4 other boards
secretary · Since 05/08/2024
Persons with Significant Control
Mr Neil Owen Wise
British · England · Age 46
Lake House, Market Hill, Royston, SG8 9JN
Notified 22/12/2020
Mr Simon Andrew Masters
English · England · Age 43
Lake House, Market Hill, Royston, SG8 9JN
Notified 01/06/2025
Former PSCs
Mr Oliver Scott
Ceased 05/08/2024
CompanyRankvs 2991+ SIC 64922 peers36
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/12/2025
Net Worth
-£211k
Balance sheet strength
Cash
£4k
Cash in the bank
Net Current Assets
-£5k
Working capital
Current Assets
£4k
Current Liabilities
£8k
Fixed Assets
£2k
Debtors
£1
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 0.45 | -£34k |
| 2024 | 0.16 | -£20k |
| 2023 | 0.04 | — |
Derived from filed accounts. Not audited figures.