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Fintern Finance Coz 1 Ltd

13214102

active
Private Limited Company
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
10/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 12 outstanding charges (-10)

Details

1ST FLOOR,, LONDON, E1W 1AZ
Incorporated 19/02/2021

Compliance

Last accounts

28/02/2025

small

Next accounts due

30/11/2026

On track

Confirmation statement

Last: 18/02/2026

Due 04/03/2027

On track

Industry

64921
64921

Officers

Mr Gerald Anthony Chappell

director · Since 19/02/2021

DIRECTOR

BRITISH · ENGLAND · Age 45

Also on 5 other boards

Dr Cong He

director · Since 19/02/2021

DIRECTOR

SINGAPOREAN · ENGLAND · Age 44

Also on 4 other boards

Persons with Significant Control

Fintern Finance M1 Ltd

75–100% shares
75–100% votes
Appoint directors

1st Floor, Commodity Quay, London, E1W 1AZ

Reg: 13677753 · Companies House · Private Limited Company

Notified 30/01/2023

Former PSCs

Fintern Ltd

Ceased 30/01/2023

Charges12 outstanding

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outstanding

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CompanyRankvs 230+ SIC 64921 peers
56

Financial strength83th percentile among SIC peers · 21/25
Employees24th percentile among SIC peers · 4/15
LiquidityCurrent ratio 3.88× · 20/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

£849k

Balance sheet strength

Cash

£2.2M

Cash in the bank

Net Current Assets

£25.7M

Working capital

Current Assets

£34.7M

Current Liabilities

£8.9M

Debtors

£23.3M

0avg. employees-2

Tax at Year End

Corp tax£59k

Balance Sheet

Bank loans & overdrafts£24.9M
Assets less current liabilities£25.7M
Prepared with Caseware UK (AP4) 2023.0.135

EstimatesDerived

YearCurrent RatioImplied Profit
20253.88-£6.7M
202480.93-£205k
202359.88

Derived from filed accounts. Not audited figures.