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Your Future : Mortgage & Protection Ltd

13384190

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

NO1 PARKSIDE COURT, LICHFIELD, WS13 7FE
Incorporated 10/05/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64922
64922

Officers

Mrs Kay Marie Neville

director · Since 10/05/2021

DIRECTOR

BRITISH · ENGLAND · Age 49

Mr Nicolas Fletcher Rafferty

director · Since 10/05/2021

DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 1 other board

Persons with Significant Control

Mr Nicolas Fletcher Rafferty

25–50% shares
25–50% votes

British · England · Age 53

No1 Parkside Court, Greenhough Road, Lichfield, WS13 7FE

Notified 10/05/2021

Mrs Kay Marie Neville

25–50% shares
25–50% votes

British · England · Age 49

No1 Parkside Court, Greenhough Road, Lichfield, WS13 7FE

Notified 10/05/2021

CompanyRankvs 498+ SIC 64922 peers
72

Financial strength88th percentile among SIC peers · 22/25
Employees66th percentile among SIC peers · 10/15
LiquidityCurrent ratio 3.12× · 20/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£78k

Balance sheet strength

Cash

£100k

Cash in the bank

Net Current Assets

£76k

Working capital

Current Assets

£112k

Current Liabilities

£36k

Fixed Assets

£2k

Debtors

£12k

2avg. employees

Tax at Year End

Corp tax£9k

Balance Sheet

Assets less current liabilities£78k
Signed by N F Rafferty K M Neville 26th September 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.12+£20k
20244.70-£4k
20232.85+£11k
20222.92

Derived from filed accounts. Not audited figures.