Back to search

Mortgages Kept Simple Ltd

13533995

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

8 DUKES CLOSE, SWINDON, SN2 7TJ
Incorporated 27/07/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mrs Janet Elizabeth Hardy

director · Since 27/07/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 57

Persons with Significant Control

Mrs Janet Elizabeth Hardy-Baker

75–100% shares
75–100% votes
Appoint directors

British · England · Age 57

8, Dukes Close, Swindon, SN2 7TJ

Notified 27/07/2021

CompanyRankvs 5358+ SIC 66220 peers
34

Financial strength13th percentile among SIC peers · 3/25
Employees30th percentile among SIC peers · 5/15
LiquidityCurrent ratio 0.89× · 6/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
1Devitt Insurance Services Limited
90
2Claims Settlement Agencies Limited
90
3Arag Plc
90
4Ifm Insurance Brokers Ltd
90
5Mark Bates Limited
90
6Club Insure Limited
90
7Gauntlet Risk Management Limited
90
8Kd Wright Financial Services Limited
90
9Freedom Healthnet Limited
90
10Itc Compliance Limited
90
5358Mortgages Kept Simple Ltd
29
How is this score calculated?
Financial strength3/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£1

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

-£350

Working capital

Current Assets

£3k

Current Liabilities

£3k

Fixed Assets

£571

Debtors

£1k

1avg. employees

Balance Sheet

Assets less current liabilities£221
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20250.89

Derived from filed accounts. Not audited figures.